Significant discounted pricing, block underwriting, and premium group medical plans — available only to PHCC of Texas member companies through Association Benefit Solutions.
"Saving Association Member Companies Millions Throughout the State of Texas"
Through the PHCC of Texas Group Medical Plan, your company gains buying power, stability, and savings that simply aren't available to standalone employers.
Significant discounted pricing for member companies — rates not available in the open market.
Block underwriting for association members — renewals this year have run between 0% and 4% on nearly every group.
National PPO networks available to member companies — including Aetna, Cigna, and First Health.
Lower out-of-pocket costs for employees & dependents — free lab work, x-rays, and imaging (MRIs, CT scans, ultrasounds) in most plan designs.
Significantly discounted ancillary rates on dental, vision, life insurance, long-term disability, short-term disability, accident plans, and more.
Association Benefit Solutions serves PHCC of Texas member companies statewide — plumbing, heating, cooling, and mechanical contractors of every size.
We've had an outstanding experience working with Association Benefit Solutions and would wholeheartedly recommend them to any organization looking for a responsive, employee-focused insurance partner. In short, ABS operates less like a vendor and more like a true partner.
Our company has partnered with ABS since late 2022, now entering our fourth benefits cycle. They've consistently educated us on our options, helping us make informed decisions while keeping our program competitive and cost-effective year after year. I cannot recommend their team highly enough.
We've partnered with ABS and The Stevenson Group for several years and have had a smooth renewal process each year. They're easily accessible by phone or email — and we've never had an insurance company that handed out cards so our employees could contact them directly. You will not find a better team.
Switching to a firm outside our area felt like a big risk — but it turned out to be one of the best decisions we've made. ABS presented plan options that fit our needs, provided actual cost savings, and delivered on every promise. The entire team is responsive, easy to reach, and always willing to help our employees.
At Permian Energy Services, we really appreciate the way Association Benefit Solutions treats their clients. They go above and beyond for our team — when one of our employees needed help finding affordable medication, ABS stepped in after hours and found a solution with an even better outcome than we could have imagined. That's the kind of partnership we value: ABS is happy to help each participant at any time, whether coordinating support for a scheduled surgery or responding to an emergency. We're grateful to have them as our benefits broker.
Eligibility reaches far past plumbing and HVAC. Mechanical and specialty trades, suppliers, and service companies across the built environment all qualify — most business owners assume they don't and never ask.
This is a partial list. Don't see your trade? That doesn't mean you're out. Send us a note — eligibility takes about two minutes to confirm.
Everything below comes standard with your PHCC of Texas Group Medical Plan — at no extra charge.
Get a free, no-obligation cost analysis from your dedicated ABS team — or rate your current plan in three minutes.